Yesterday Ward asked the provider in San Diego what would happen to his money if for some reason he was hospitalized and wasn't able to make the appt. Would they reschedule or what? They didn't seem to know the answer to that. You would think that this would have happened to someone since different people are dealing with diseases that are so unpredictable. Does anyone have a clue about this? We haven't signed the contract yet since this was a concern. Thanx